You can request a new, free myki smartcard through your online account. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. They contacted me, I did it online and they posted me a new card. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . This resets the fare expiry and gives you more time to complete your journey. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. endobj Opinions expressed here are the authors and/or WalletHub editors'. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Get up to 5% cashback in rotating and newly added everyday categories. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can.
endobj You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Was told a main railway station can move the balance. Save Big With Low-Rate Balance Transfers. 1. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction.
How To Do a Credit Card Balance Transfer in 8 Steps A balance transfer lets you use a credit card to pay debt on another credit card. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Credit cards may set a minimum balance transfer fee of $5 or $10. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. If you're entitled to these additional benefits, you can access them by using your myki smartcard. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. What to Do If You Cant Get a Student Credit Card? For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. The cost would have been deducted from the balance at transfer. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. You can also replace your myki online or by calling us. For more information, visit the V/Line website. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. On your new phone, download Google Wallet and set it up with your same account details. How to Add Authorized Users & Employee Cards on a Business Credit Card? All myki smartcards expire after four years. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. <> Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. Within the phone, go to Settings > Connected devices. This is the case for all major credit card issuers. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Yes. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. For example, when your myki Money balance reaches $10, you could top up with $20. If you're still travelling after 2 hours, you'll be charged a daily fare.
Can I check my myki card balance online? - TipsFolder.com You paid down debt, which means you won't have to pay interest on previous balances going . If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible.
Do Seniors Myki Cards Expire - WHYIENJOY PTV does not have any access to any information within the Google Wallet app. 0000001606 00000 n
You probably want to transfer a balance to save money not spend more. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. To replace your myki online, you must be requesting the same fare concession type as your original myki. 2. You would break even only after a year. Step 4: Analyze Your Top Picks.
Can you transfer MyKi balance from one card to another? If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. 178 0 obj No. xen0. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. How many level crossings could have been grade-separated with that money? Posting by mobile so you can find it yourself ;-). Upon approval, your new card provider might pay your old card provider directly or send a check to you. Youll need to complete a V/Line Passenger Refund Application Form. What is the best credit card for fair or average credit?
myki Money - Public Transport Victoria Haven't tried as yet. You can read the Terms of Service online.
Seniors Card Frequently Asked Questions (FAQs) Refund of Myki card balance - Melbourne Forum - Tripadvisor When a Myki card is lost or . This 0% interest period can help you carry your debt for a limited time without paying interest. In a couple of weeks I will be renovating and furnishing a new house. Auto top up and Auto-load cant be transferred to your new myki. 8:35pm Feb 8, 2020. 0000004886 00000 n
How to transfer a balance to a Capital One credit card You need to submit a balance transfer application that is subject to approval.
Myki - grabbing unclaimed money - Public Transport - Whirlpool.net.au Select the card with the best balance transfer offer available to you. According to the Fares and Ticketing Manual (ptv.vic.gov.au) The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage.
Best Balance Transfer Cards With 0% APR Of March 2023 This question is about Synchrony Bank Credit Cards. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half.
Four reasons a credit-card balance transfer may be a bad idea the PVT website says: "What to do with your myki when you leave Melbourne. Tap Continue. No, you cannot transfer a balance from one Synchrony Bank credit card to another. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week.
Myki travel cards 80 million dollars in lost money Victoria news Then I begrudgingly bought a new Myki card. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. There are three ways to replace lost or stolen myki cards: 1. The short version. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement.
PDF Guide to balance transfers and refunds - TransLink It lets you set a minimum balance and your myki will automatically top up with the amount you choose. 215 0 obj What are the best business credit cards for cash back? To keep travelling with auto top up or Auto-load, youll need to set it up again. 0000012144 00000 n
Student passes and concession cards cant be replaced online or over the phone. Any money on your card will be protected. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. What are the best Ways to Start Travel Hacking? But is it possible to go to a ticket booth. Here's where to find it: After logging in to your account, go to "Card Details.". If you receive a check, you need to send it to your old cards issuer on your own. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. They actually can transfer your funds really easily but you need to get a case created. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Now, on the form it says I need the card to be re-imbursed. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. If you travel occasionally pay as you go with myki Money. How Prepaid Cards Work & Why You might want one?
Understanding Credit Card Balance Transfers - Investopedia The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. For more information, visit the V/Line website. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. If the card is unregistered you cannot recover the myki money. Carrying that balance is costing you $1,000 a year in interest. You haven't explained why you need to transfer balance. If you're using an international payment card you won't be able to top up via the PTV website. 0000118590 00000 n
Myki Card | Buy or Top-up | Transport and Driving | Service Victoria One may also ask,do pensioners get free train travel in . I am only onto my second card because the first was lost. This is how I feel when people ask if I can fax them a form. Cookie Notice It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> You need to apply for a balance transfer. If you register your myki, you can set Auto Top Upand manage your myki. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Check your phone to make sure you're connected to WiFi or mobile data. Find out how much to top up at Fares. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. If it doesn't appear, your phone does not have an NFC chip. 0000000016 00000 n
Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Myki (/ m a. Sorry, the Seniors Card program cannot replace lost myki cards. 0000004635 00000 n
How to transfer your credit card balance - Citi.com The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. If you have Mobile myki you can set Auto Load via the Google Pay app. 0000004139 00000 n
What are the best credit cards for bad credit with no deposit and instant use? They're talking bullshit. Your Mobile myki will now appear in Google Wallet. Can someone explain why this isn't possible? New comments cannot be posted and votes cannot be cast. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. Most people would keep the same card for years. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card.
How to Transfer a Credit Card Balance to Another Credit Card Do You Have to Be a Student to Get a Student Credit Card? Choose your top up value and minimum balance. We'll block it and can arrange a refund to your new Mobile myki. Your new starting balance would be $3,090. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Update the app and try again. I have my most recent card that has $6.54 on it. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Image what could have been done with a billion fucking dollars. Let's say you have $4,000 in credit card debt and transfer that balance to a . A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. For a bus anyway. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. You can register up to eight active mykis on an individual account. The system was delivered more than $500m over budget and behind schedule. In my experience touching on is quicker than validating a metcard.
But is it possible to go to a ticket booth and have the person there do it? Which I obviously don't have because it is lost. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Check that NFC is enabled on your phone. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The call centre staff member told me "we're not a financial institution so it's not that simple". 0000005119 00000 n
Well block your myki and arrange a replacement myki. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). What is the best credit card for excellent credit? Wait a few minutes then check the app to see your balance. 216 0 obj However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. You may also receive a letter confirming the balance transfer. You can register your Mobile myki via Register your myki. For example, set your myki Money to top up with $50 when your balance reaches $10. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on.
What Is a Balance Transfer? Learner permit or driver test. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. This is a requirement of Google.
Myki Review | PCMag Transfer your balances to the card with the best offer or your new card. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. You can then see what Android version youre on. Your myki smartcard expires after four years. Why is it impossible to transfer money online between different Myki cards? Any other travel benefit such as free weekend travel isn't available at this time. 0000001429 00000 n
How Do Credit Card Balance Transfers Work? - Investopedia I have had a myki card virtually since the start date. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. To do so, you have to block your existing Myki card (annoying, we know). there's no excuse for this money-grubbing by the Myki corporation. %PDF-1.5
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What is the Best No Annual Fee Credit Card? Can You Pay Your Taxes With a Credit Card? Within the phone, go to Settings > System > About phone. 181 0 obj If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar.
PDF myki FAQs - @RACV What happens to your credit card after a balance transfer? The Pros And Cons Of Balance Transfer Credit Cards - Forbes It was in my wallet the whole time lol. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. I'm in Adelaide. (by Issuer). Wallethub doesnt charge for this service. 187 0 obj We recommend visiting the card issuers website for the most up-to-date information available. This is regardless of whether there is a myki pass or existing fare on the myki. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. My Myki was due to expire after three years. They earn interest on it. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. The process begins when you submit a balance transfer application.
Wow. The people who run the Myki system can't transfer funds - Reddit This may also be an anti money laundering thing. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . To check if you're eligible to travel on a concession myki, see Concessions and free travel. Done it twice now. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Enter your cell phone number and well send you a link to install the WalletHub app. Can You Get a Student Credit Card With No Income? Then he said he could order a replacement one to be posted to me. and our To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. No, you cannot transfer a balance from one Synchrony Bank credit card to another. What if my card is lost or stolen? WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. It appears as a "Approved Level 2" request on my myki account on the website. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Online at Public Transport Victoria website .
Myki myths 3: credit expires after 90 days - no it doesn't Is it bad to do multiple balance transfers? But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. These are the eight most commonly purchased myki Passes. 179 0 obj Myki Money QTEM devices can be found at PTV Hub (SouthernCross). Your Mobile myki expires after two years. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture.